About Tim Fraticelli

Hi, I’m Tim and my goal is to help you make more money, pay off student loans, and pursue work you enjoy.

I started PTProgress back in 2013 just before I quit my job as a financial consultant and started PT school.

Believe it or not, I went back to school in my late 20s to become a Physical Therapist…

…and now I make a full time income online.

But let’s back up….

After finishing my bachelors degree in business, racking up $65,000 in student loans, I landed my first job at a financial group just before the financial meltdown of 2008. Nice timing, right? Within a year I was able to complete an MBA and add another $20,000 to the pile of student loans.

After 5 years of traveling as a financial consultant, I wanted something different, so I applied to PT school and was accepted

Part of the reason I could make the jump was because I created a stream of revenue from a few financial blogs I eventually sold to pay for my living expenses during PT school.

But PT School isn’t free, so I amassed another mountain of student loans, bringing my total loans to $200,000

Enter PTProgress

There are a lot of students graduating with 100,000 to 200,000+ in student loans. You might be one of them.

This blog is to show you how to make progress:

Paying off student loans
Earning more money
Pursuing work that you enjoy

How I Replaced My Income While Working a Full Time Job

I’m no stranger to side hustles. I started my first financial blog back in 2010 and quickly grew it into a network of 6 different blogs, earning 3-4k a month on the side. This was a huge help as my wife and I went from a 2 incomes down to 1 income in 2011 when she went back to school.

Fast forward to 2018 and ~~I’m working full time as a PT~~ I work as a part time PT and earn a full time income online.

Career Development and More

PTProgress exists because I want to provide people with tools to develop in their career and to succeed professionally.

But I also want to inspire people to explore other opportunities outside of the traditional work inside the clinic.

One of the best ways to do this is to start a blog and to become a resource to others.

How I Earn a Full Time Income Online

I earn most of my online income through a few different channels:

Direct Ads (like you see on PTProgress)
Affiliate Products (Recommending other products)
Digital Products (eBooks and Courses I create)
Staff writing

How much would an extra $1,000 a month help in paying down your loans? What about $2,000 a month?

Making money online isn’t mysterious anymore. You may have to spend some time learning the basics, but you can absolutely create a blog and start earning money without feeling like you’re selling your soul.

If you want to start a blog, sign up for my 5 Day Blog Blueprint.

Join my free blogging course & Start a Blog

How To Start a Blog Free Course

This is a free course where you learn how to create a blog. Over 5 days, I give you a step by step guide that simplifies the process of starting a blog and how to make money with it!

Learn how I make a full time income blogging!