Physical Therapy loan forgiveness is becoming a very popular topic as student loans creep past $100,000 for more than 30% of new grads. The cost of PT school continues to rise, leaving new physical therapy grads with insane levels of debt compared to their earning potential. The weight of these student loans lead borrowers to […]
LendKey Review | Student Loan Refinancing with LendKey
If you like the idea of lower interest rates on your student loans by refinancing with a local bank or credit union, you’ll find this LendKey review useful. In the past if you wanted to work with credit unions and banks to refinance your student loans, you had to contact each branch individually. But with […]
PAYE vs REPAYE | What’s the Difference?
When choosing an income driven repayment plan, you’ll need to choose between PAYE, REPAYE, IBR and ICR, which is typically only used for Parent Plus borrowers. That leaves you comparing PAYE vs REPAYE or if IBR (income based repayment) is best for you. Since PAYE and REPAYE payment plans typically result in lower payments than […]
8 Minute Rule for Therapy Reimbursement
The 8 minute rule for Medicare requires therapists to provide a time-based treatment for at least 8 minutes before receiving reimbursement from Medicare. The CMS guidelines actually describe a 15 minute unit rule instead of an 8 minute rule…we therapists just named it the 8-minute rule because that’s when reimbursement starts. Think of 8 minutes […]
California Physical Therapy Continuing Education Requirements
As a Physical Therapist in California, you must complete 30 continuing education hours every two years by last day of license holder’s birth month. Physical Therapist Assistants in California are to take 30 continuing education hours every two years as well. The California Physical Therapy continuing education requirements are listed in detail below. Therapists must […]